Our Insurance Services

Comprehensive coverage options for individuals, families, and businesses

Coverage Options

Protection for Every Situation

We work with top-rated carriers to find you the right coverage at the right price.

Home Insurance

Protect Your Home & Property

Your home is likely your largest investment. Our home insurance policies protect you from unexpected losses due to fire, theft, weather damage, water damage, and personal liability.

  • Dwelling & structural coverage
  • Personal property protection
  • Liability coverage
  • Additional living expenses
  • Optional flood & earthquake riders
Get a Home Quote

Average savings with Knickerbocker

$420/yr

When bundling home + auto vs. purchasing separately


Coverage types we offer

  • Liability (bodily injury & property damage)
  • Collision
  • Comprehensive
  • Uninsured/underinsured motorist
  • Medical payments
  • Roadside assistance
  • Rental reimbursement
Auto Insurance

Drive with Confidence

From minimum state liability to full comprehensive coverage, we build auto policies around your vehicle, your budget, and your driving habits. Safe driver discounts and multi-vehicle rates available.

Get an Auto Quote

Life Insurance

Provide for Those You Love

Term Life Insurance

Affordable, straightforward coverage for a set period (10, 20, or 30 years). Ideal for income replacement, mortgage protection, and raising young families.

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Whole Life Insurance

Lifelong coverage that builds cash value over time. Premiums remain level, and the death benefit is guaranteed. A powerful component of long-term financial planning.

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Business Insurance

Protect Your Business

General Liability

Covers bodily injury, property damage, and personal/advertising injury claims against your business.

Commercial Property

Protects your building, equipment, inventory, and business personal property from covered losses.

Workers' Compensation

Required in most states. Covers medical expenses and lost wages for employees injured on the job.

Business Owners Policy (BOP)

Bundles general liability and commercial property into one affordable package for small businesses.

Professional Liability (E&O)

Protects service-based businesses from claims of negligence, errors, or inadequate work.

Commercial Auto

Covers vehicles used for business purposes — fleets, delivery vehicles, service vans, and more.


Renters Insurance

Renters Insurance

Your landlord's policy doesn't cover your belongings. Renters insurance protects your personal property from theft, fire, and covered water damage, plus provides personal liability coverage — all for as little as $15–$30 per month.

Get a Renters Quote

What renters insurance covers

  • Personal belongings (furniture, electronics, clothing)
  • Personal liability if someone is injured in your home
  • Additional living expenses if your unit becomes uninhabitable
  • Theft — even away from your home

Health Insurance

Health Coverage for Individuals & Families

Finding the right health insurance can be overwhelming. Our agents help you compare individual, family, and group plans to find coverage that fits your needs and budget — including major medical, dental, and vision options.

  • Individual & family health plans
  • Group health plans for employers
  • Dental & vision coverage
  • Short-term health insurance
  • Medicare supplement plans
  • ACA marketplace plan guidance
Get a Health Quote

Why work with an independent agent?

Unlike buying direct from a carrier, working with Knickerbocker Insurance means we shop multiple health insurance providers on your behalf — at no extra cost to you.

  • Unbiased plan comparisons
  • Help navigating deductibles & networks
  • Ongoing support at renewal
  • One call for all your insurance needs

Umbrella Coverage

Extra Protection When You Need It Most

An umbrella policy provides an extra layer of liability coverage above your auto, home, or other policies — typically in increments of $1 million. It kicks in when you exhaust your primary policy limits.

Get an Umbrella Quote

Ready to Find the Right Coverage?

Our licensed agents make it easy. No jargon, no pressure — just straightforward answers.

Get a Free Quote Today