Last Updated: January 1, 2025
These Terms of Service ("Terms") govern your access to and use of the website located at knickerbockerins.com (the "Site") and the insurance services offered by Knickerbocker Insurance ("Company," "we," "us," or "our"). By using our Site or services, you agree to be bound by these Terms.
You may use this Site for lawful purposes only. You agree not to:
Knickerbocker Insurance is a licensed insurance agency. Coverage is subject to carrier underwriting approval, policy terms, conditions, exclusions, and applicable state laws. Quotes provided through this Site are estimates only and are not a guarantee of coverage or premium. Final coverage terms are determined by the issuing insurance carrier's policy documents.
You agree to provide accurate, complete, and current information when requesting quotes or applying for coverage. Providing false or misleading information may result in denial of coverage, policy cancellation, or claim denial.
If you opt in to receive SMS text messages from Knickerbocker Insurance, your use of that program is governed by our SMS Terms & Conditions, which are incorporated into these Terms by reference. Consent to receive SMS messages is not required to use our services or obtain insurance.
All content on this Site — including text, graphics, logos, and images — is the property of Knickerbocker Insurance or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
This Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted or error-free.
To the fullest extent permitted by applicable law, Knickerbocker Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or our services, even if we have been advised of the possibility of such damages.
Our Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse and are not responsible for the content, products, or services of linked third-party sites.
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in New York County, New York.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site following any changes constitutes acceptance of the revised Terms.
For questions about these Terms, please contact: